Is Bitpanda a Scam? Regulation Check 2026
The Bitpanda entry was pulled from the MiCA CASP register. This is what the public record returns.
Verdict
The record clears Bitpanda: it holds MiCA CASP licence Registered, which clears it to offer trading in Finland.
How to verify on the official register
| Regulator | MiCA CASP MiCA CASP |
| Licence Number | Registered |
| Regulated Entity | Bitpanda GmbH |
| Founded | 2014 |
What MiCA CASP regulation means
Under MiCA CASP, an exchange must ring-fence client funds in segregated accounts, carry negative balance protection, and open its books to independent audit. A complaint can be filed with MiCA CASP directly.
What the MiCA CASP registration buys you
- Client funds ring-fenced in segregated accounts, apart from Bitpanda's own capital
- Negative balance protection, so a loss cannot run past the deposit
- A direct line to MiCA CASP for a complaint should Bitpanda leave one unresolved
- Independent financial audits of Bitpanda, run on a schedule under MiCA CASP oversight
Frequently Asked Questions
Is Bitpanda a scam or legitimate?
The record clears Bitpanda. It holds MiCA CASP licence Registered, and MiCA CASP ranks among the most respected financial regulators — the entry confirms in public on the MiCA CASP register.
How do I check Bitpanda's MiCA CASP licence?
Open the official MiCA CASP site and run its register search. Key in licence Registered or the entity name; the entry returns Bitpanda's authorisation status and the exact scope of its permissions.
Are my funds safe with Bitpanda?
Under MiCA CASP, Bitpanda is required to hold client funds in segregated bank accounts, walled off from company money — cover that stands even if Bitpanda runs into trouble.
What protection do I have as a Bitpanda client in Finland?
In Finland, Bitpanda answers to MiCA CASP. On the record that means segregated client funds, negative balance protection (losses cannot run past your deposit), and a direct channel to file a complaint with MiCA CASP.
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