Gemini Review 2026
Registered exchange with real regulatory records.
Gemini is a crypto exchange founded in 2014. It holds a NYDFS trust charter registration under number Registered.
The record
On file, Gemini traces to 2014, with its operating base recorded in New York, United States. Ownership is private, and no equity trades on a public exchange. The order book covers 70 coins and trading pairs, spanning spot and, where a jurisdiction permits, derivatives. The mandate stays inside crypto — spot and derivatives, nothing more.
Execution runs through Gemini's own web, mobile and API stack. No copy-trading layer is offered on the platform.
| Founded | 2014 |
| Headquarters | New York, United States |
| Listed coins & pairs | 70+ |
| Platforms | Web, iOS, Android, ActiveTrader, API |
| Copy trading | No |
Custody & proof
The Seychelles FSA is an offshore regulator. It requires exchange registration and basic conduct rules, but does not offer the same client protections as the FCA, MAS, or NYDFS. There is no compensation scheme and leverage limits are not imposed.
| Regulator | Licence | Entity |
|---|---|---|
| NYDFS trust charter | Registered ✓ | Gemini Trust Company, LLC |
| FCA cryptoasset register | Registered ✓ | Gemini Intergalactic UK Ltd |
Cross-check the NYDFS trust charter entry yourself at oracl8.com. Each record returns the licensed entity, its current authorisation state, and the exact activities it is cleared to run — a lookup that costs about a minute.
Fee schedule
The rates below are the standing fees on Gemini. Both sides of the book move with your rolling 30-day volume, and holders of the venue's native token typically settle at a discount.
| Taker fee | 0.4% |
| Maker fee | 0.30% |
| BTC/USD trading fee | 0.4% |
| ETH/USD trading fee | 0.4% |
| Withdrawal cost | Network fee only (varies by coin) |
At 0.4%, the Gemini taker fee reads in line with the regulated retail field.
Withdrawals — cost and timing
Fee: None. Gemini does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Processing time: 1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
No payout clears until identity checks are settled. An account still short of full verification — identity and address on file — will see the timeline stretch. Once a record is complete, payouts track the figures above.
Minimum deposit, entity by entity
What you must fund to open depends on which Gemini entity your country routes to. Offshore books tend to set the bar lower, in exchange for thinner regulatory cover.
| Entity | Regulator | Min deposit | Max leverage |
|---|---|---|---|
| Gemini Trust Company, LLC | NYDFS trust charter Registered | None | 1:1 |
| Gemini Intergalactic UK Ltd | FCA cryptoasset register Registered | None | 1:1 |
Gemini vs Kraken
| Gemini | Kraken | |
|---|---|---|
| Primary regulator | NYDFS trust charter Registered | FinCEN MSB Registered |
| Min deposit | None | None |
| Taker fee | 0.4% | 0.26% |
| Listed coins & pairs | 70+ | 200+ |
| Copy trading | No | No |
| Withdrawal fee | None | Varies |
Both records check out as registered venues. The case for Gemini rests on its platform and the breadth of its coin list; Kraken pulls ahead where a trader weighs a lighter fee schedule more heavily.
Registrations on file
| NYDFS trust charter | Registered — Gemini Trust Company, LLC |
| FCA cryptoasset register | Registered — Gemini Intergalactic UK Ltd |
For retail accounts across the EU and UK, leverage on crypto derivatives is held to 1:1 by local rule.
Strengths and weak points
What works
- NYDFS trust charter regulated
- No minimum deposit
- No inactivity fee
- Low taker fee from 0.4%
What does not work
- No tier-1 registration (FCA/MAS/NYDFS) — offshore entity only
- No copy trading
The verdict
The records place Gemini as a registered, operating crypto exchange — NYDFS trust charter number Registered confirms on the public file. The best fit is traders who want 70 coins and pairs reachable through a registered venue. Score: 4.0 out of 5.
Alternatives to Gemini
Should Gemini miss the mark, the registered venues below are worth setting side by side:
Frequently asked questions
Is Gemini safe?
The Seychelles FSA is an offshore regulator. The NYDFS trust charter record — licence Registered — sits on the official register in public view, open to anyone who wants to confirm it.
What is the Gemini minimum deposit?
None covers the primary regulated entity. Offshore books can set a different bar, so the entity table above is the place to read the figure that applies to your country.
What is the Gemini trading fee?
On the record, Gemini charges about 0.4% to take and 0.30% to make. The schedule tapers as 30-day volume climbs, and native-token holders usually clear at a reduced rate.
How long does Gemini take to process withdrawals?
1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
Does Gemini charge withdrawal fees?
None. Gemini does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Does Gemini have an API?
Yes. Beyond its web and mobile front ends, Gemini exposes a public REST and WebSocket API — the hook for automated strategies, custom bots, and outside portfolio tools that read from an account.