Independent Reserve Review 2026
Registered exchange with real regulatory records.
Independent Reserve is a crypto exchange founded in 2013. It holds a AUSTRAC registration on the public register.
The record
On file, Independent Reserve traces to 2013, with its operating base recorded in Australia. Ownership is private, and no equity trades on a public exchange. The order book covers 30 coins and trading pairs, spanning spot and, where a jurisdiction permits, derivatives. The mandate stays inside crypto, spot and derivatives, nothing more.
Execution runs through Independent Reserve's own web, mobile and API stack. No copy-trading layer is offered on the platform.
| Founded | 2013 |
| Headquarters | Australia |
| Listed coins | 30 |
| Platforms | Web, iOS, Android, API |
| Copy trading | No |
Custody & proof
Exchanges serving Australian clients must register with AUSTRAC and comply with Australian AML law. AUSTRAC enforces reporting and conduct rules, though most crypto assets carry no government-backed compensation scheme.
| Regulator | Licence | Entity |
|---|---|---|
| AUSTRAC | Registered ✓ | Independent Reserve Pty Ltd |
| MAS | Registered ✓ | Independent Reserve SG Pte Ltd |
Cross-check the AUSTRAC entry yourself at www.austrac.gov.au. Each record returns the licensed entity, its current authorisation state, and the exact activities it is cleared to run, a lookup that costs about a minute.
Fee schedule
The rates below are the standing fees on Independent Reserve. Both sides of the book move with your rolling 30-day volume, and holders of the venue's native token typically settle at a discount.
| Taker fee | 0.5% |
| Maker fee | 0.40% |
| BTC/USD trading fee | 0.5% |
| ETH/USD trading fee | 0.5% |
| Withdrawal cost | Network fee only (varies by coin) |
At 0.5%, the Independent Reserve taker fee reads above the cheapest venues, though it is what an entry-level platform tends to charge.
Withdrawals, cost and timing
Fee: None. Independent Reserve does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Processing time: 1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
No payout clears until identity checks are settled. An account still short of full verification, identity and address on file, will see the timeline stretch. Once a record is complete, payouts track the figures above.
Minimum deposit, entity by entity
What you must fund to open depends on which Independent Reserve entity your country routes to. Offshore books tend to set the bar lower, in exchange for thinner regulatory cover.
| Entity | Regulator | Min deposit | Max leverage |
|---|---|---|---|
| Independent Reserve Pty Ltd | AUSTRAC · Registered | None | 1:1 |
| Independent Reserve SG Pte Ltd | MAS · Registered | None | 1:1 |
Independent Reserve vs Coinbase
| Independent Reserve | Coinbase | |
|---|---|---|
| Primary regulator | AUSTRAC Registered | FinCEN MSB Registered |
| Min deposit | None | None |
| Taker fee | 0.5% | 0.6% |
| Listed coins & pairs | 30+ | 250+ |
| Copy trading | No | No |
| Withdrawal fee | None | Varies |
Both records check out as registered venues. The case for Independent Reserve rests on its platform and the breadth of its coin list; Coinbase pulls ahead where a trader weighs the reach of its specific licensed entities more heavily.
Registrations on file
| AUSTRAC | Registered, Independent Reserve Pty Ltd |
| MAS | Registered, Independent Reserve SG Pte Ltd |
For retail accounts across the EU and UK, leverage on crypto derivatives is held to 1:1 by local rule.
Strengths and weak points
What works
- AUSTRAC regulated, Independent Reserve Pty Ltd
- No minimum deposit
- No inactivity fee
- Low taker fee from 0.5%
What does not work
- No copy trading
The verdict
The records place Independent Reserve as a registered, operating crypto exchange, AUSTRAC Registered confirms on the public file. The best fit is traders who want 30 coins and pairs reachable through a registered venue. Score: 4.0 out of 5.
Alternatives to Independent Reserve
Should Independent Reserve miss the mark, the registered venues below are worth setting side by side:
Frequently asked questions
Is Independent Reserve safe?
Exchanges serving Australian clients must register with AUSTRAC and comply with Australian AML law. The AUSTRAC record sits on the official register in public view, open to anyone who wants to confirm it.
What is the Independent Reserve minimum deposit?
None covers the primary regulated entity. Offshore books can set a different bar, so the entity table above is the place to read the figure that applies to your country.
What is the Independent Reserve trading fee?
On the record, Independent Reserve charges about 0.5% to take and 0.40% to make. The schedule tapers as 30-day volume climbs, and native-token holders usually clear at a reduced rate.
How long does Independent Reserve take to process withdrawals?
1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
Does Independent Reserve charge withdrawal fees?
None. Independent Reserve does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Does Independent Reserve have an API?
Yes. Beyond its web and mobile front ends, Independent Reserve exposes a public REST and WebSocket API, the hook for automated strategies, custom bots, and outside portfolio tools that read from an account.