Luno Review 2026
Registered exchange with real regulatory records.
Luno is a crypto exchange founded in 2013. It holds a FCA cryptoasset register registration on the public register.
The record
On file, Luno traces to 2013, with its operating base recorded in London, United Kingdom. Ownership is private, and no equity trades on a public exchange. The order book covers 33 coins and trading pairs, spanning spot and, where a jurisdiction permits, derivatives. The mandate stays inside crypto, spot and derivatives, nothing more.
Execution runs through Luno's own web, mobile and API stack. No copy-trading layer is offered on the platform.
Luno is a cryptocurrency exchange and wallet service, focused on facilitating the adoption of cryptocurrencies like Bitcoin and Ethereum. With a user-friendly platform and strong security measures, Luno also offers educational resources to help beginners navigate the crypto landscape.
| Founded | 2013 |
| Headquarters | London, United Kingdom |
| Listed coins | 33 |
| Trading pairs | 65 |
| Exchange type | Centralized (CEX) |
| CoinGecko trust score | 8/10 · global rank #21 |
| 24h volume | 131 BTC |
| Platforms | Web, iOS, Android, API |
| Copy trading | No |
| Official channels | Twitter/X |
Custody & proof
Cryptoasset firms on the FCA register must meet UK anti-money-laundering and financial-promotion standards. Most crypto assets remain unregulated in the UK and are not covered by the Financial Services Compensation Scheme (FSCS).
| Regulator | Licence | Entity |
|---|---|---|
| FCA cryptoasset register | Registered ✓ | Luno Money Ltd |
| FSCA (South Africa CASP) | Registered ✓ | Luno |
Cross-check the FCA cryptoasset register entry yourself at register.fca.org.uk. Each record returns the licensed entity, its current authorisation state, and the exact activities it is cleared to run, a lookup that costs about a minute.
Fee schedule
The rates below are the standing fees on Luno. Both sides of the book move with your rolling 30-day volume, and holders of the venue's native token typically settle at a discount.
| Taker fee | 0.5% |
| Maker fee | 0.40% |
| BTC/USD trading fee | 0.5% |
| ETH/USD trading fee | 0.5% |
| Withdrawal cost | Network fee only (varies by coin) |
At 0.5%, the Luno taker fee reads above the cheapest venues, though it is what an entry-level platform tends to charge.
Withdrawals, cost and timing
Fee: None. Luno does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Processing time: 1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
No payout clears until identity checks are settled. An account still short of full verification, identity and address on file, will see the timeline stretch. Once a record is complete, payouts track the figures above.
Minimum deposit, entity by entity
What you must fund to open depends on which Luno entity your country routes to. Offshore books tend to set the bar lower, in exchange for thinner regulatory cover.
| Entity | Regulator | Min deposit | Max leverage |
|---|---|---|---|
| Luno Money Ltd | FCA cryptoasset register · Registered | None | 1:1 |
| Luno | FSCA (South Africa CASP) · Registered | None | 1:1 |
Luno vs Coinbase
| Luno | Coinbase | |
|---|---|---|
| Primary regulator | FCA cryptoasset register Registered | FinCEN MSB Registered |
| Min deposit | None | None |
| Taker fee | 0.5% | 0.6% |
| Listed coins & pairs | 33+ | 250+ |
| Copy trading | No | No |
| Withdrawal fee | None | Varies |
Both records check out as registered venues. The case for Luno rests on its platform and the breadth of its coin list; Coinbase pulls ahead where a trader weighs the reach of its specific licensed entities more heavily.
Registrations on file
| FCA cryptoasset register | Registered, Luno Money Ltd |
| FSCA (South Africa CASP) | Registered, Luno |
For retail accounts across the EU and UK, leverage on crypto derivatives is held to 1:1 by local rule.
Strengths and weak points
What works
- FCA cryptoasset register regulated, Luno Money Ltd
- No minimum deposit
- No inactivity fee
- Low taker fee from 0.5%
What does not work
- No copy trading
- High leverage only via offshore entity
The verdict
The records place Luno as a registered, operating crypto exchange, FCA cryptoasset register Registered confirms on the public file. The best fit is traders who want 33 coins and pairs reachable through a registered venue. Score: 4.0 out of 5.
Alternatives to Luno
Should Luno miss the mark, the registered venues below are worth setting side by side:
Frequently asked questions
Is Luno safe?
Cryptoasset firms on the FCA register must meet UK anti-money-laundering and financial-promotion standards. The FCA cryptoasset register record sits on the official register in public view, open to anyone who wants to confirm it.
What is the Luno minimum deposit?
None covers the primary regulated entity. Offshore books can set a different bar, so the entity table above is the place to read the figure that applies to your country.
What is the Luno trading fee?
On the record, Luno charges about 0.5% to take and 0.40% to make. The schedule tapers as 30-day volume climbs, and native-token holders usually clear at a reduced rate.
How long does Luno take to process withdrawals?
1 to 3 business days. E-wallet and card withdrawals are typically faster than bank wire transfers.
Does Luno charge withdrawal fees?
None. Luno does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Does Luno have an API?
Yes. Beyond its web and mobile front ends, Luno exposes a public REST and WebSocket API, the hook for automated strategies, custom bots, and outside portfolio tools that read from an account.