PointPay Review 2026
Registered exchange with real regulatory records.
PointPay is a crypto exchange founded in 2018. We could not confirm a regulatory registration for it, so it sits outside the protections a registered venue must provide. Treat it with extra caution.
The record
On file, PointPay traces to 2018, with its operating base recorded in Saint Vincent and the Grenadines. Ownership is private, and no equity trades on a public exchange. The order book covers 121 coins and trading pairs, spanning spot and, where a jurisdiction permits, derivatives. The mandate stays inside crypto, spot and derivatives, nothing more.
Execution runs through PointPay's own web, mobile and API stack. No copy-trading layer is offered on the platform.
| Founded | 2018 |
| Headquarters | Saint Vincent and the Grenadines |
| Listed coins | 121 |
| Trading pairs | 146 |
| Exchange type | Centralized (CEX) |
| CoinGecko trust score | 7/10 · global rank #77 |
| 24h volume | 822 BTC |
| Platforms | Web, iOS, Android, API |
| Copy trading | No |
| Official channels | Twitter/X |
Custody & proof
No regulatory registration could be independently confirmed for this exchange. Unconfirmed venues sit outside the custody, segregation and disclosure protections a registered exchange must provide, so treat it with extra caution and verify its status yourself before depositing.
| Regulator | Licence | Entity |
|---|---|---|
| Registration not confirmed | Registration unverified ✓ | PointPay |
We could not confirm a regulatory registration for PointPay on the public registers we checked. Confirm its status directly with any authority it claims to operate under before committing funds.
Fee schedule
The rates below are the standing fees on PointPay. Both sides of the book move with your rolling 30-day volume, and holders of the venue's native token typically settle at a discount.
| Taker fee | 0.2% |
| Maker fee | 0.10% |
| BTC/USD trading fee | 0.2% |
| ETH/USD trading fee | 0.2% |
| Withdrawal cost | Network fee only (varies by coin) |
At 0.2%, the PointPay taker fee reads in line with the regulated retail field.
Withdrawals, cost and timing
Fee: None. PointPay does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Processing time: Instant to 24 hours for e-wallets. Bank transfers take 1 to 3 business days.
No payout clears until identity checks are settled. An account still short of full verification, identity and address on file, will see the timeline stretch. Once a record is complete, payouts track the figures above.
Minimum deposit, entity by entity
What you must fund to open depends on which PointPay entity your country routes to. Offshore books tend to set the bar lower, in exchange for thinner regulatory cover.
| Entity | Regulator | Min deposit | Max leverage |
|---|---|---|---|
| PointPay | Regulator not confirmed | None | 1:1 |
PointPay vs Bitfinex
| PointPay | Bitfinex | |
|---|---|---|
| Primary regulator | Registration not confirmed | El Salvador DASP Registered |
| Min deposit | None | None |
| Taker fee | 0.2% | 0.1% |
| Listed coins & pairs | 121+ | 65+ |
| Copy trading | No | No |
| Withdrawal fee | None | Varies |
Both records check out as registered venues. The case for PointPay rests on its platform and the breadth of its coin list; Bitfinex pulls ahead where a trader weighs a lighter fee schedule more heavily.
Registrations on file
| Registration not confirmed | Registration unverified, PointPay |
For retail accounts across the EU and UK, leverage on crypto derivatives is held to 1:1 by local rule.
Strengths and weak points
What works
- Registration not confirmed regulated
- No minimum deposit
- No inactivity fee
- Low taker fee from 0.2%
- 121+ coins & trading pairs
What does not work
- No tier-1 registration on file (FCA, MAS, NYDFS or MiCA)
- No copy trading
The verdict
The records place PointPay as a registered, operating crypto exchange, Registration not confirmed confirms on the public file. The best fit is traders who want 121 coins and pairs reachable through a registered venue. Score: 4.0 out of 5.
Alternatives to PointPay
Should PointPay miss the mark, the registered venues below are worth setting side by side:
Frequently asked questions
Is PointPay safe?
No regulatory registration could be independently confirmed for this exchange. The Registration not confirmed record sits on the official register in public view, open to anyone who wants to confirm it.
What is the PointPay minimum deposit?
None covers the primary regulated entity. Offshore books can set a different bar, so the entity table above is the place to read the figure that applies to your country.
What is the PointPay trading fee?
On the record, PointPay charges about 0.2% to take and 0.10% to make. The schedule tapers as 30-day volume climbs, and native-token holders usually clear at a reduced rate.
How long does PointPay take to process withdrawals?
Instant to 24 hours for e-wallets. Bank transfers take 1 to 3 business days.
Does PointPay charge withdrawal fees?
None. PointPay does not charge deposit or withdrawal fees. Your payment provider may apply their own transfer fees.
Does PointPay have an API?
Yes. Beyond its web and mobile front ends, PointPay exposes a public REST and WebSocket API, the hook for automated strategies, custom bots, and outside portfolio tools that read from an account.