Bitso vs Luno 2026

Both records check out. What separates them is how you trade.

The case for Bitso rests on more listed coins (60 vs 45); Luno pulls ahead where a trader weighs tighter spreads more heavily.

Head to head

BitsoLuno
Primary regulatorCNBV / registered VASP RegisteredFCA cryptoasset register Registered
Regulation tieroffshoretier-1
Min depositNoneNone
Taker fee0.65% taker0.5% taker
Listed coins60+45+
Native platformStandardStandard
Copy tradingNoNo
Spot self-custodyCustodialCustodial
Inactivity feeNoneNone
Founded20142013
HeadquartersMexico City, MexicoLondon, United Kingdom

Regulation: Bitso vs Luno

Bitso operates as Bitso under CNBV / registered VASP. This is a lighter-touch registration with fewer customer protections than major frameworks such as the FCA cryptoasset register, MiCA CASP or a NYDFS licence.

Luno operates as Luno Money Ltd under FCA cryptoasset register. This is a recognised registration framework, with customer-asset segregation, AML rules and ongoing compliance obligations.

On the register, Luno carries the heavier record — a FCA cryptoasset register registration from a tier-1 authority.

Trading fees

Bitso's taker fee is 0.65% taker. Luno's taker fee is 0.5% taker. Luno offers lower trading fees.

Bitso does not charge an inactivity fee. Luno does not charge an inactivity fee.

Platforms and tools

Both Bitso and Luno provide native web and mobile trading platforms.

Neither exchange offers copy trading.

Minimum deposit

Bitso requires a minimum deposit of None. Luno requires None. Both require the same initial deposit.

Keep in mind that the opening figure shifts with account type and with the entity that maps to your country. An offshore book can set the bar below the tier-1 entity.

Which is better for beginners?

Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only exchange.

Which is better for experienced traders?

Luno's lower fees (0.5% taker) make it better for high-frequency strategies. Bitso lists more coins (60) for portfolio diversification.

Verdict: Bitso vs Luno

Bitso is the record to take if more listed coins (60 vs 45) is what you are after; its CNBV / registered VASP registration (Registered) carries offshore-style latitude.

Luno reads as the better fit for tighter spreads, with a FCA cryptoasset register registration (Registered) that carries the weight of a tier-1 authority.

Both files are genuine and on the register. Which one wins is settled by what you actually need at the terminal.

Frequently asked questions

Bitso vs Luno: which is better?

Bitso is better for more listed coins (60 vs 45). Luno is better for tighter spreads. If regulation quality is your priority, Luno (FCA cryptoasset register).

Is Bitso or Luno safer?

Luno holds a FCA cryptoasset register licence (Registered) from a tier-1 regulator. Bitso is regulated by CNBV / registered VASP.

What is the minimum deposit for Bitso and Luno?

Bitso minimum deposit: None. Luno minimum deposit: None. Minimums vary by entity and account type.

Do Bitso and Luno have API access?

Both Bitso and Luno provide native web and mobile platforms.

Crypto assets are highly volatile and you can lose your capital. Trading with Bitso or Luno involves significant risk. This is not investment advice.