Gate.io vs Luno 2026
Both records check out. What separates them is how you trade.
The case for Gate.io rests on tighter spreads, copy trading, more listed coins (1,400 vs 45); Luno pulls ahead where a trader weighs specific use cases detailed below more heavily.
Head to head
| Gate.io | Luno | |
|---|---|---|
| Primary regulator | Registered VASP (multiple jurisdictions) Registered | FCA cryptoasset register Registered |
| Regulation tier | offshore | tier-1 |
| Min deposit | None | None |
| Taker fee | 0.1% taker | 0.5% taker |
| Listed coins | 1,400+ | 45+ |
| Native platform | Standard | Standard |
| Copy trading | Yes | No |
| Spot self-custody | Custodial | Custodial |
| Inactivity fee | None | None |
| Founded | 2013 | 2013 |
| Headquarters | Cayman Islands | London, United Kingdom |
Regulation: Gate.io vs Luno
Gate.io operates as Gate Technology Inc. under Registered VASP (multiple jurisdictions). This is a lighter-touch registration with fewer customer protections than major frameworks such as the FCA cryptoasset register, MiCA CASP or a NYDFS licence.
Luno operates as Luno Money Ltd under FCA cryptoasset register. This is a recognised registration framework, with customer-asset segregation, AML rules and ongoing compliance obligations.
On the register, Luno carries the heavier record — a FCA cryptoasset register registration from a tier-1 authority.
Trading fees
Gate.io's taker fee is 0.1% taker. Luno's taker fee is 0.5% taker. Gate.io offers lower trading fees.
Gate.io does not charge an inactivity fee. Luno does not charge an inactivity fee.
Platforms and tools
Both Gate.io and Luno provide native web and mobile trading platforms.
Gate.io offers copy trading, Luno does not.
Minimum deposit
Gate.io requires a minimum deposit of None. Luno requires None. Both require the same initial deposit.
Keep in mind that the opening figure shifts with account type and with the entity that maps to your country. An offshore book can set the bar below the tier-1 entity.
Which is better for beginners?
Gate.io is generally better for beginners because it offers copy trading, allowing new traders to replicate experienced traders automatically while learning. Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only exchange.
Which is better for experienced traders?
Gate.io's lower fees (0.1% taker) make it better for high-frequency strategies. Gate.io lists more coins (1,400) for portfolio diversification.
Verdict: Gate.io vs Luno
Gate.io is the record to take if tighter spreads, copy trading, more listed coins (1,400 vs 45) is what you are after; its Registered VASP (multiple jurisdictions) registration (Registered) carries offshore-style latitude.
Luno reads as the better fit for specific use cases detailed below, with a FCA cryptoasset register registration (Registered) that carries the weight of a tier-1 authority.
Both files are genuine and on the register. Which one wins is settled by what you actually need at the terminal.
Frequently asked questions
Gate.io vs Luno: which is better?
Gate.io is better for tighter spreads, copy trading, more listed coins (1,400 vs 45). Luno is better for specific use cases detailed below. If regulation quality is your priority, Luno (FCA cryptoasset register).
Is Gate.io or Luno safer?
Luno holds a FCA cryptoasset register licence (Registered) from a tier-1 regulator. Gate.io is regulated by Registered VASP (multiple jurisdictions).
What is the minimum deposit for Gate.io and Luno?
Gate.io minimum deposit: None. Luno minimum deposit: None. Minimums vary by entity and account type.
Do Gate.io and Luno have API access?
Both Gate.io and Luno provide native web and mobile platforms.