Luno vs CoinDCX 2026
Both records check out. What separates them is how you trade.
The case for Luno rests on tighter spreads; CoinDCX pulls ahead where a trader weighs more listed coins (500 vs 45) more heavily.
Head to head
| Luno | CoinDCX | |
|---|---|---|
| Primary regulator | FCA cryptoasset register Registered | FIU-IND Registered |
| Regulation tier | tier-1 | offshore |
| Min deposit | None | None |
| Taker fee | 0.5% taker | 0.5% taker |
| Listed coins | 45+ | 500+ |
| Native platform | Standard | Standard |
| Copy trading | No | No |
| Spot self-custody | Custodial | Custodial |
| Inactivity fee | None | None |
| Founded | 2013 | 2018 |
| Headquarters | London, United Kingdom | Mumbai, India |
Regulation: Luno vs CoinDCX
Luno operates as Luno Money Ltd under FCA cryptoasset register. This is a recognised registration framework. Registered exchanges are expected to segregate customer assets, follow anti-money-laundering rules and meet ongoing compliance obligations.
CoinDCX operates as Neblio Technologies Pvt. Ltd. under FIU-IND. This is a lighter-touch registration with fewer customer protections than major frameworks such as the FCA cryptoasset register, MiCA CASP or a NYDFS licence.
On the register, Luno carries the heavier record — a FCA cryptoasset register registration from a tier-1 authority.
Trading fees
Luno's taker fee is 0.5% taker. CoinDCX's taker fee is 0.5% taker. Luno offers lower trading fees.
Luno does not charge an inactivity fee. CoinDCX does not charge an inactivity fee.
Platforms and tools
Both Luno and CoinDCX provide native web and mobile trading platforms.
Neither exchange offers copy trading.
Minimum deposit
Luno requires a minimum deposit of None. CoinDCX requires None. Both require the same initial deposit.
Keep in mind that the opening figure shifts with account type and with the entity that maps to your country. An offshore book can set the bar below the tier-1 entity.
Which is better for beginners?
Both platforms are accessible to new traders, though neither is specifically designed as a beginner-only exchange.
Which is better for experienced traders?
Luno's lower fees (0.5% taker) make it better for high-frequency strategies. CoinDCX lists more coins (500) for portfolio diversification.
Verdict: Luno vs CoinDCX
Luno is the record to take if tighter spreads is what you are after; its FCA cryptoasset register registration (Registered) carries the weight of a tier-1 authority.
CoinDCX reads as the better fit for more listed coins (500 vs 45), with a FIU-IND registration (Registered) that carries offshore-style latitude.
Both files are genuine and on the register. Which one wins is settled by what you actually need at the terminal.
Frequently asked questions
Luno vs CoinDCX: which is better?
Luno is better for tighter spreads. CoinDCX is better for more listed coins (500 vs 45). If regulation quality is your priority, Luno (FCA cryptoasset register).
Is Luno or CoinDCX safer?
Luno holds a FCA cryptoasset register licence (Registered) from a tier-1 regulator with client compensation protection. CoinDCX is regulated by FIU-IND.
What is the minimum deposit for Luno and CoinDCX?
Luno minimum deposit: None. CoinDCX minimum deposit: None. Minimums vary by entity and account type.
Do Luno and CoinDCX have API access?
Both Luno and CoinDCX provide native web and mobile platforms.