Is Luno a Scam? Regulation Check 2026
The Luno entry was pulled from the FCA cryptoasset register register. This is what the public record returns.
Verdict
The record clears Luno: it holds FCA cryptoasset register licence Registered, which clears it to offer trading in United Kingdom.
How to verify on the official register
| Regulator | FCA cryptoasset register FCA cryptoasset register |
| Licence Number | Registered |
| Regulated Entity | Luno Money Ltd |
| Founded | 2013 |
What FCA cryptoasset register regulation means
Under FCA cryptoasset register, an exchange must ring-fence client funds in segregated accounts, carry negative balance protection, and open its books to independent audit. A complaint can be filed with FCA cryptoasset register directly.
What the FCA cryptoasset register registration buys you
- Client funds ring-fenced in segregated accounts, apart from Luno's own capital
- Negative balance protection, so a loss cannot run past the deposit
- A direct line to FCA cryptoasset register for a complaint should Luno leave one unresolved
- Independent financial audits of Luno, run on a schedule under FCA cryptoasset register oversight
Frequently Asked Questions
Is Luno a scam or legitimate?
The record clears Luno. It holds FCA cryptoasset register licence Registered, and FCA cryptoasset register ranks among the most respected financial regulators — the entry confirms in public on the FCA cryptoasset register register.
How do I check Luno's FCA cryptoasset register licence?
Open the official FCA cryptoasset register site and run its register search. Key in licence Registered or the entity name; the entry returns Luno's authorisation status and the exact scope of its permissions.
Are my funds safe with Luno?
Under FCA cryptoasset register, Luno is required to hold client funds in segregated bank accounts, walled off from company money — cover that stands even if Luno runs into trouble.
What protection do I have as a Luno client in United Kingdom?
In United Kingdom, Luno answers to FCA cryptoasset register. On the record that means segregated client funds, negative balance protection (losses cannot run past your deposit), and a direct channel to file a complaint with FCA cryptoasset register.
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