Luno Review 2026
The Luno record for United Kingdom traders — registrations on file, the fee schedule, and the Oracl8 verdict.
Regulation in United Kingdom
| Regulator | FCA cryptoasset register — FCA cryptoasset register |
| Licence Number | Registered |
| Regulated Entity | Luno Money Ltd |
| Max Leverage | 1:1 |
| Max Leverage (Crypto) | 1:1 |
| Minimum Deposit | $0 |
| Taker Fee | 0.5% |
| Listed Coins & Pairs | 45+ |
| Platforms | Web, iOS, Android, API |
| Copy Trading | ✗ |
| Spot Ownership | ✗ |
| Inactivity fee | No inactivity fee |
Verdict
On file with FCA cryptoasset register under licence Registered. Opening figure $0. Leverage in United Kingdom capped at 1:1.
About Luno
On the record, Luno traces to 2013, based in London, United Kingdom. Its book runs to 45 coins and trading pairs — the major cryptocurrencies alongside stablecoins and altcoins. Its registrations span several jurisdictions, with the primary licence held by Luno Money Ltd under FCA cryptoasset register.
Within United Kingdom, Luno runs as Luno Money Ltd, cleared by FCA cryptoasset register under licence Registered. That caps a United Kingdom trader at 1:1 on crypto derivatives, per FCA cryptoasset register rules.
Trading Platforms
Pros
- FCA cryptoasset register regulated — licence Registered
- 45+ coins & pairs listed
- Negative balance protection in United Kingdom
- Platforms: Web, iOS, Android, API
Cons
- No inactivity fee
- 0% of retail clients lose money
- Derivatives trading — you may not custody the underlying coin
- No spot withdrawal / custodial only
Frequently Asked Questions
Is Luno regulated?
On file, Luno carries FCA cryptoasset register licence Registered, held by the regulated entity Luno Money Ltd — a live registration you can pull up on the official FCA cryptoasset register public register.
What is the minimum deposit for Luno in United Kingdom?
The opening figure is $0 — what it takes to fund a live account for a United Kingdom trader operating under FCA cryptoasset register.
What leverage does Luno offer in United Kingdom?
For United Kingdom, the FCA cryptoasset register rules hold Luno to 1:1 on crypto derivatives. An offshore-registered entity may list a higher ceiling.
Is Luno safe to trade with?
Under FCA cryptoasset register, Luno must segregate client funds, carry negative balance protection and submit to independent audit. None of that removes market risk, but it is real investor protection on the record.
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