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Crypto Exchanges With No Inactivity Fee 2026

An inactivity fee is a monthly charge your exchange deducts when you stop trading — typically $5–$15 per month after 3 to 12 months of no activity. Over a year of inactivity it can quietly drain $60–$180 from your account. Of the 100 exchanges in our database, 18 charge no inactivity fee at all, meaning your funds are safe whether you trade weekly or once a year. The table below shows all 18, sorted by taker fee so you can compare trading cost at the same time. Use our free exchange check tool to verify the full fee structure of any exchange before you open an account.
18
Exchanges with no inactivity fee
39
Exchanges that DO charge inactivity fee

All 18 Exchanges With No Inactivity Fee

ExchangeTaker FeeMin DepositRegulator
Binance 0.1% taker $0 FinCEN MSB + more Check costs →
OKX 0.1% taker $0 MiCA CASP + more Check costs →
Bybit 0.1% taker $0 VARA + more Check costs →
KuCoin 0.1% taker $0 FinCEN MSB Check costs →
Bitfinex 0.1% taker $0 El Salvador DASP Check costs →
Gate.io 0.1% taker $0 Registered VASP (multiple jurisdictions) Check costs →
Bitget 0.1% taker $0 MiCA CASP Check costs →
Bullish 0.1% taker $0 GFSC (Gibraltar DLT) + more Check costs →
Upbit 0.25% taker $0 FIU (South Korea VASP) Check costs →
Kraken 0.26% taker $0 FinCEN MSB + more Check costs →
Bitstamp 0.4% taker $0 MiCA CASP + more Check costs →
Gemini 0.4% taker $0 NYDFS trust charter + more Check costs →
Crypto.com 0.4% taker $0 MiCA CASP + more Check costs →
Bitpanda 0.5% taker $1 MiCA CASP + more Check costs →
Luno 0.5% taker $0 FCA cryptoasset register + more Check costs →
CoinDCX 0.5% taker $0 FIU-IND Check costs →
Coinbase 0.6% taker $0 FinCEN MSB + more Check costs →
Bitso 0.65% taker $0 CNBV / registered VASP + more Check costs →

Frequently Asked Questions

What is a crypto exchange inactivity fee?

An inactivity fee (also called a dormancy fee) is a monthly charge an exchange deducts from your account balance when you have not logged in or traded for a set period — typically 3 to 12 months. The fee is usually $5–$15 per month and continues until your balance reaches zero.

Which crypto exchanges have no inactivity fee?

Binance, OKX, Bybit, KuCoin, Bitfinex and 13 other exchanges in our database charge no inactivity fee. Use our free exchange check tool to verify the current fee policy before opening an account.

How do I avoid inactivity fees?

Choose an exchange with no inactivity fee policy. If your exchange does charge a dormancy fee, simply log in to your account or place a small trade before the inactivity period ends — typically 3 months. Check your exchange agreement for the exact trigger conditions.

Data sourced from official regulator registers and exchange websites, verified 2026-09-16. This page does not constitute financial advice.